Sell Your Structured Settlement Payments

      

When you first received your structured settlement, getting regularly scheduled payments seemed like a pretty good deal. You had money to pay your bills, always knew when that next check would arrive. They were comfortably predictable. But maybe your situation has changed and things are a bit different now.

In life, the only thing you can really count on is change. Your life today isn’t the same as it was even a year ago, so why are your finances restricted by the same structured settlement payments from a different time in your life?

No one understands your financial situation better than you do, but here’s just a few reasons some previous customers wanted to sell their structured settlement payments:

• Paying off college loans or other debt
• Medical expenses
• A down payment on their dream home
• Money to start their own business

You have goals and dreams you want to make a reality, but maybe those regular payments can start feeling restrictive and might be holding you back from what you want to do. Maybe it’s going back to school, starting your own business, or putting a down payment on a home. The full amount of money you have in your structured settlement would go a long way in helping you achieve those, but not if you only get your money in those small scheduled payments.

You have a structured settlement, but you need cash now.

That sounds like something we might be able to help you with.

J.G. Wentworth Is The Industry Leader In Purchasing Structured Settlements

More than 25 years ago, J.G. Wentworth began providing customers with lump sums in exchange for their future payments. Since then, we’ve purchased more than $2.9 billion of future payments, making us the largest purchaser of structured settlements in the United States.

J.G. Wentworth’s extensive experience in purchasing structured settlement payments means that we can get you your money as soon as possible. We’re committed to offering industry-leading customer service, which is why we’re proud of our A+ rating from the Better Business Bureau.

How Much Can I Get?

Depending on the details of your settlement, you might be able to sell some or all of your future payments for a cash lump sum. When you speak to one of our representatives, they’ll let you know how much of your structured settlement payments you’ll have to sell to get the cash you need.

How much you get for your payments depends on the terms of your structured settlement and the determined payment schedule. You won’t be able to exchange those future payments today for their face value because the value of money changes over time. This is due to something known as the Net Present Value, or NPV for short.

Mesothelioma Law Firm

  

For decades, mesothelioma, a life-threatening disease that can affect the lungs, abdomen, and several other major organs, has been linked to prolonged exposure to asbestos, resulting in many people seeking a mesothelioma law firm to get justice and help them cover the overwhelming expenses associated with the disease.

 Typically, mesothelioma victims were exposed to asbestos while working at a job site that used asbestos-containing materials (ACMs). In many cases, the manufacturers of asbestos and ACMs knew of the hidden dangers and risks of asbestos, yet failed to inform the public, as asbestos was an extremely profitable mineral. Because of the hindrance of information, workers who developed health issues from asbestos exposure may be eligible for financial compensation to cover expenses such as lost wages, medical bills, emotional suffering, physical pain, and more.

If you suffer from mesothelioma, asbestos-related lung cancer, or asbestosis, you may be eligible for a large amount of compensation. Currently, there is over $30 billion in asbestos trust funds, set up for those who have been diagnosed with an asbestos-related illness. Fill out our form to receive our free Financial Compensation Packet. Our packet is loaded with information on leading mesothelioma attorneys in your area, how to file a claim for asbestos trust funds, how to get paid in 90 days, and more.

What Does a Mesothelioma Law Firm Do?

Law firms specializing in mesothelioma are different from any other type of law firm. Whereas other firms may specialize in areas like car accidents or nursing home abuse, mesothelioma law firms focus primarily on mesothelioma and other asbestos-related diseases. It’s not recommended to retain legal representation from a general practice law firm or even a personal injury firm that specializes in a wide array of injury cases. You’ll need an attorney who specifically specializes in mesothelioma cases, as these types of lawsuits are extremely intricate and require vast, in-depth understanding of asbestos exposure and diseases.

Attorneys at these law firms have knowledge and experience regarding federal and state laws concerning asbestos use and its history in the workforce. They also have sharp investigative skills and are able to dig deep to uncover when and where companies and/or other entities exposed workers to asbestos. Additionally, these law firms are comprised of educated attorneys who understand the legal process involving courts, trials, settlements, and appeals.

Moreover, an experienced firm understands that the victim is already suffering enough because of the medical and financial problems associated with asbestos-related diseases. As a result, the firm will handle most everything regarding the lawsuit, including fighting for the legal rights of the client, interviewing witnesses, obtaining medical history, litigation, and more.

An experienced law firm also understands the severe emotional impact that living with mesothelioma brings, not only to victims, but to family members and loved ones as well. An good firm takes this into account and helps ease the minds of victims and their loved ones throughout this enduring process.

What Should I Look for When Hiring an Asbestos Law Firm?

Unfortunately, not all law firms specializing in mesothelioma are the same. While some may have several years of experience, other firms are relatively new to the area of mesothelioma. In addition, some law firms may concentrate on other areas of law besides mesothelioma while another firm may solely focus on asbestos cases.

Aside from using your good judgement when determining which law firm you should use, there are several factors you should consider:

• The law firm should have experience in dealing with mesothelioma cases.
• The law firm should be extremely knowledgeable in asbestos laws and prior cases.
• Look for a law firm that focuses solely on asbestos-related cases.
• Look for law firms with a stellar reputation in handling asbestos cases.
• The law firm should not only understand asbestos laws, but should also have extensive knowledge of medical problems associated with asbestos diseases.
• The law firm should always keep you updated on what’s going on in your case. Although attorneys are busy people, they should be accessible.
• You should always get an initial consultation at no charge before deciding on a firm.
  Keep in mind that it’s not recommended to retain a law firm that promises you that you will win your case no matter what. Although statistics show that the majority mesothelioma victims do go on to win their lawsuits, there are a variety of factors involved, and no case is guaranteed. An experienced law firm will help you to understand your chances and what is involved, but will never assure that your case is 100% guaranteed.

  Making Things Easier

  Although a law firm will do the majority of your case work, it’s always a good idea to be prepared and make things easier so that the process gets rolling faster.
  First, make sure to gather your medical documents, including when and where you were diagnosed, and bring this information to your initial meeting. This will allow the firm to determine if your case can be taken on.
  
  
  Next, be prepared to provide the law firm with your work history and information including the full company name, address, phone number, your job role, and how long you worked there.
  Finally, start keeping track of all expenses used pertaining to your disease. For example, always keep a copy of medical bills, hospital visits, mileage used to get to appointments, medical supplies, and anything other expense you paid out due to your illness.

  How Can a Law Firm Personally Help Me?

  When first getting started, victims usually have a plethora of unanswered questions regarding asbestos and their rights. A good law firm should be able to provide you with following information:
  • Evidence Related to Your Exposure: Once you provide the law firm with your work information, they should be able to investigate and determine how asbestos was used at your workplace. In some cases, they may already have the information available.
  • If You Truly Have an Asbestos Claim: Asbestos law firms understand what’s needed in order to have a true asbestos claim. With this knowledge, they are able to determine how strong your case is and what the estimated chances are that you’ll win. Most attorneys make sure they’re confident in your case before taking it on. Be wary of any attorney who promises to take your case without knowing any of the details or an attorney who claims they can get you an exact amount of compensation before reviewing your case.
  • Your Case Worth: If the firm decides you have an asbestos case, they will then be able to come up with an average figure of how much your case is worth. This is including past expenses, daily expenses, medical bills, lost wages, emotional trauma, physical suffering, future expenses, and much more. Keep in mind, however, that there is no set formula as to how much your award amount may be. The aforementioned factors, along with other details, such as if your former company has a trust fund set up or not, will also come into play.

Who Exactly is Responsible: It can be difficult for the average person to determine who exactly is responsible for exposing victims to asbestos. For example, companies can move, go out of business, hide, suppress relevant information, and change ownerships. In some cases, your former company is responsible, the manufacturer of the asbestos products may be responsible, or supervisors and/or owners may be responsible. In other instances, there may be just one sole responsible entity, yet in a different case, there may be several responsible parties. Remember that part of the law firm’s job is to research, seek out, and determine the entity or responsible parties that are liable for your exposure to asbestos.

What Are Law Firm Fees?

Law firms may have different fees as well as different payment options. However, an experienced and caring law firm understands that victims of asbestos-related diseases more than likely have enough financial burden in dealing with their illness, and are unable to afford up-front fees for legal representation. As a result, many firms work on what’s known as a contingency fee basis, meaning that they only get paid when you get paid.

If the law firm doesn’t win your case, they don’t receive compensation either in most instances. The good news, however, is that a firm has to be confident enough in your case to take it on, meaning there is a good chance that if your case is picked up, it will be successful.

Law firm fees are percentages taken out of your total settlement or verdict amount, and again, the percentage amount will vary depending upon the firm. Make sure you understand how the fees and percentages work with the firm beforehand so that there will be no confusion later on.

If a law firm doesn’t provide a contingency fee basis, there is a good chance that they don’t have the financial resources to successfully prove your case. Keep in mind that you’ll want a firm that has the financial capability to take on your case on a contingency fee basis.

Attorneys without the resources to handle your case usually can’t provide you with the best representation. An ideal rule of thumb is to ask up-front about how the fees work so that there are no surprises later on. Attorneys with your best interest in mind will have no problems answering any questions you have regarding fees and prices.

How to Donate a Car in California – Get Started

                       

There are frequent advertisements asking philanthropic individuals to donate unwanted cars to charity, as well as numerous ways to donate a car via the Internet. However, a straight automobile donation might not be the best bet for you or the charity. Here’s how to donate a car in California, as well as alternative methods for contributing the value of your automobile to charity.

Review IRS Publication 561: Determining the Value of Donated Property. This explains the federal tax benefits of donating a car. Know that for donations with a value of $500 or more, you must file Form 8283 with your tax return. Remember, you can only claim the deduction if you itemize your deductions. The tax benefit will reduce your taxable income, which is not the same as the amount you owe the IRS.

Make sure you have the title of the car. You will need to hand it over when your transfer the car.

Find an organization in California that you feel a connection with and find out if they accept car donations. Most organizations do. Many national organizations also will accept a car donation with pickup in California.

Verify that the organization you will donate your car to is an 501(c)(3) organization. You can verify this information with the IRS. Also, check the organization out with the Better Business Bureau.

Find out if the organization you are handing the car over to is the actual charity or a broker. Brokers liquidate the car and give a portion to the charity. If you respond to a car-donation advertisement or do blanket Internet searches, you will likely connect with a broker who will take a hefty chunk of the proceeds, leaving the charity with relatively little. On the other hand, these brokers often cover the towing and take cars that are not running.

Make sure to get a tax receipt so you can claim your tax deduction with the IRS at year-end. Remember to file Form 8283.

Send in a declaration of non-responsibility to the California Department of Motor Vehicles. Cancel your automobile insurance for the car.

Consider selling the car yourself and donating the proceeds to the charity. See Resources for an interesting perspective on this.

Warning

• Car-donation brokers can be shady. Make sure you know who you are handing your keys and title to.

2018 Car Donation Tax Deduction – How To Get The Maximum Tax Benefit Out Of Your Vehicle Donation

                            

Donating your car or vehicle to charity can be a great way to get a tax deduction, and Wheels For Wishes makes it easy. If you would like to help your local Make-A-Wish® and get the maximum tax deduction, then you’re already almost done. It’s as simple as filling out the little form to the right or calling 1-877-431-9474. We make the process easy, and you get the most good (and highest tax deduction) for your car. Not only that, but you are also helping a local child’s wish come true.

How Car Donation Tax Deduction Works

Prior to January 2005, the IRS was allowing people who donated to a qualified car donationprogram to take a tax deduction based on their vehicle’s market value no matter how much or how little the vehicle sold for. Determining the market value of a donated vehicle is often quite difficult and time-consuming, which made determination of the amount of the tax deduction confusing. Fortunately, as a result of the new tax law that went into effect in January 2005, the IRS has taken the guesswork out of determining the value of your donated car, truck, RV, boat or other vehicle.

The IRS Allows The Taxpayer To Claim A Charitable Tax Deduction As Follows:

• We make it easy to get the maximum tax deduction for your vehicle donation!Simply filling out the quick form to the right (or call 1-877-431-9474) and we take care of the rest. Your vehicle is picked up, sold, and proceeds benefit your local Make-A-Wish®, but you also get a 100% deductible receipt.
• If the donated vehicle is sold for less than $500, you can claim the fair market value of your vehicle up to $500 or the amount it is sold for if less than fair market value.
• If the donated vehicle sells for more than $500, you can claim the exact amount for which the vehicle is sold.

For any vehicle sold for more than $500, the exact amount it is sold for will be stated on your notification mailed to you, which in turn will be your charitable tax deduction. For additional information, the IRS provides A Donor’s Guide to Car Donations (Publication 4303 linked below), which details the determination of the value of your donated vehicle. As always, we help people donate their cars every day, and we would be happy to help you do the same. Feel free to call us at 1-877-431-9474 with any questions you might have and one of our representatives will help you.

Frequently Asked Car Donation Tax Questions

Q:Will My Vehicle Donation Be Good For The Year That I Sent In The Donation Form, Even If I Don’t Receive The Receipt Until The Beginning Of The New Year?

A:YES! IRS Publication 4303, “A Donor’s Guide To Vehicle Donations” states: “… the written acknowledgment must contain the date of the contribution…” The date of contribution is the date that we received the donation form. So it can even be on the 31st of December and will still allow a charitable vehicle deduction for that tax year.

Q:Does The Donation Count Toward The Year I Submitted The Online Form Even If The Vehicle Isn’t Picked Up Until The New Year?

A:YES! As stated above.

Q:Some Charities Offer Vacation Packages As Incentives To Donate. Does That Affect My Tax Deduction?

A:YES! If a charity provides a commodity, like a vacation package, for example, in exchange for a car or vehicle donation, then the tax receipt from that charity must state the fair market value of that commodity and the fair market value of that commodity must be subtracted from the value of the car donation.

For example: If your vehicle sells for $1,000.00 at auction and your vacation package that you receive has a fair market value of $400.00, you can only deduct $600.00. That’s $1,000.00 for the donated car less $400.00 for the vacation package resulting in a maximum deduction of $600.00 ($1000.00 – $400.00 = $600.00)

We certainly do not want donors to be shocked by receiving a tax letter that states they have to subtract the fair market value of the vacation from the value of their vehicle.

Latest IRS Publications Concerning Vehicle Donations And Deductions

• IRS Pub. 526 – Charitable Contributions – An excerpt regarding non-cash charitable contributions
• IRS Pub. 561 – Determining the Value of Donated Property – An excerpt regarding fair market value
• IRS Pub. 4303 – A Donor’s Guide to Car Donation – An excerpt regarding new tax law information

We’re Ready To Help, And It Couldn’t Be Easier

We work hard to get you the maximum tax return for your vehicle donation. Feel free to call us at 1-877-431-9474 with any questions you might have and one of our representatives will help you.